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Welcome to the
Office of Insurance Regulation

The Office's Efforts to Curb Insurers' Use of Credit Scoring, Occupation and Education in Making Rating Determinations

• History
• Hearing on Credit Scoring and Reports - February 2009 (Part I, Part II, Part III, Part IV)
• Rule 69O-125.004, Use of Credit Reports and Credit Scores by Insurers, F.A.C.
• Proposed Rule on Use of Credit Reports and Credit Scores by Insurers
• Hearing on the Use of Credit Scores as Underwriting Factors to Determine Motor Vehicle Insurance Premiums - February 2009 Transcript
• FTC Report - July 2007
• Credit Scoring and Insurance: Costing Consumers Billions and Perpetuating the Economic Racial Divide - June 2007
• Commissioner McCarty Testimony Before the U.S. House of Representatives Subcommittee on Oversight and Investigations Of the House Committee on Financial Services - May 2008
• The Use of Occupation and Education as Underwriting/Rating Factors for Private Passenger Automobile Insurance - March 2007
• Hearing on the Use of Occupation and Education as Underwriting Factors to Determine Motor Vehicle Insurance Premiums - February 2007    Video   Transcript Part I    Transcript Part II