Welcome to the
Office of Insurance Regulation
Financial Services Commission
Legislation from 2002 placed the regulation of banking, securities and insurance
under two appointed officials who are selected by the
Financial Services Commission.
The commission, which comprises the governor and Cabinet, appoints the commissioner
of the Office of Insurance Regulation (Office). The Office is administratively housed
in the Department of Financial Services but reports directly to the Financial Services
Commission.
The Office of Insurance Regulation has primary responsibility for regulation, compliance
and enforcement of statutes related to the business of insurance and the monitoring
of industry markets. Business Units within the Office are organized into centers
of regulatory expertise related to life and health, property and casualty, specialty
lines and other regulated insurance entities. It is within the Office of Insurance
Regulation that the mission of public protection is implemented through regulatory
oversight of company solvency, policy forms and rates, market conduct performance
and new company entrants to the Florida market.