Welcome to the
Office of Insurance Regulation

Pursuant to Section 39 of Senate Bill 1980, passed during the 2006 Legislative Session, the Florida Office of Insurance Regulation (Office) was charged with developing an objective home structure rating system that will allow homeowners to evaluate the relative ability of Florida properties to withstand the wind load from a sustained severe tropical storm or hurricane. The Office completed the Report on March 30, 2007 and the Advisory Board members unanimously recommended its findings. The Report was written in consultation with representatives from the Florida Department of Community Affairs, the Federal Alliance for Safe Homes, the Florida Insurance Council, the Florida Home Builders Association, the Florida Manufactured Housing Association, the Risk Management School at Florida State University, the Institute for Business & Home Safety, and Mercedes Homes of Central Florida.

• Home Structure Rating System Report
• Advisory Board Members
• Contract - The Office contracted with the University of Florida’s Shimberg Center for Affordable Housing to prepare an initial home structure rating system for the advisory board to review and make comments.
• Meeting Agenda and Minutes - The Office held conference calls with the University of Florida weekly to maintain oversight of the project.