Welcome to the
Office of Insurance Regulation
Presumed Factors
This page contains links regarding the property insurance
discounts insurers are required to pass along to policyholders in
our state. Legislation passed during the recent Special Session of
the Florida Legislature required our office to calculate the
Presumed Factors which establishes how much savings the insurance
reforms should yield for policyholders in various regions around the
state.
STATUS OF PRESUMED FACTOR AND TRUE-UP FILINGS AS OF 1/3/2008,
click
here.
- Click here
to view Informational Memorandum OIR-07-06M issued March 7, 2007
which provides guidance regarding filing procedures for the
"Presumed Factors" filing and the subsequent "True-Up" filing.
- Click
here
to view the Presumed Factors Report and determine average premium
discounts for all areas of the state.
- Click here to view all
Exhibits to the Report (except Exhibits 10 and 11) in their
original Excel Format.
- Click here to watch a
video of the Presumed Factors press conference held on March 1. Click on the links below to view graphics
explaining what the Presumed Factors is and the impact it will have
on property insurance rates.
- Commissioner Reports on Presumed Factors
TO FIND YOUR INSURANCE COMPANY'S STATEWIDE PRESUMED FACTORS,
click here.