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Federal Health Care Insurance Reform

In March of 2010, the federal government passed health care insurance reform. This included the Patient Protection and Affordable Care Act (PPACA) signed into law on March 23, and the Health Care and Education Reconciliation Act of 2010 signed into law on March 30. Together these bills are referred to as the Affordable Care Act (ACA). Additional information and links are provided below to assist Floridians in understanding these new changes.

PPACA - Frequently Asked Questions

Federal Health Care Reform Consumer Premium Impact Notices:


These consumer premium notices were filed by 28 health insurers and health maintenance organizations who will be offering major medical health insurance plans on the new Federal Health Exchange and off of the exchange. The notices show the impact of Federal Health Care Reform on health insurance plan costs in Florida by comparing the premium for the new coverages to the premium costs of the insurer's most popular plan prior to Federal Health Care Reform. Consumers can view the summary sheet containing all companies and notices or select a particular health insurance company and look at the various health insurance plans available in either the individual and/or small group market. The plans vary by cost and by the level of benefits offered in each type of plan: bronze, silver, gold, and platinum.

To access the Consumer Premium Impact Notices, click on the following link Premium Impact Notices

I-File Forms & Rates Search System


A Search system that allows users to search for and then download form and/or rate filings submitted by insurance companies to the Office.

To access the I-File System, click on the following link: Filing Search

Florida Health Insurer Information:


Other Resources:


Historical Information:


  • Legislative Presentations
    • January 9, 2014 - Presentation to the House Select Committee on PPACA: "Patient Protection & Affordable Care Act (PPACA) Post - Legislative Update"
    • February 18, 2013 - Presentation to the Senate Select Committee on PPACA: "Patient Protection & Affordable Care Act (PPACA) Overview"
    • January 25, 2013 - Presentation to the House Select Committee on PPACA: "Patient Protection & Affordable Care Act (PPACA) Overview"
  • Medical Loss Ratios:
  • An Overview of How the Federal Law Affects Florida:
    • September 2010 - Speech to the Society of Insurance Financial Management
    • May 2010 - Presentation to the Florida Health Insurance Advisory Board

 

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