Federal Health Care Insurance Reform
In March of 2010, the federal government passed health care insurance reform.
This included the Patient Protection and Affordable Care Act signed into law on
March 23, and the Health Care and Education Reconciliation Act of 2010 signed
into law on March 30. Together these bills are referred to as The Affordable
Care Act. The purpose of the legislation was to:
- Expand Coverage to over 30 million uninsured Americans
- Require Individuals to Purchase Health Insurance
- Expand Eligibility for High-Risk Pools and Medicaid
- Eliminate Pre-Existing Condition Exclusions and Lifetime
Limits
- Establish Health Insurance Exchanges
- Reduce Fraud in the Current System
- Ensure a Specific Medical Loss Ratio
Request Filed for Reconsideration of the MLR Decision,
Letter to HHS (December 2011) /
Follow-Up Letter (January 2012)
An Overview of How the Federal Law
Affects Florida -
Speech (Oct. 2010) /
PowerPoint Presentation (May 2010)
Enrolling in the High Risk Pool -
Pre-Existing Condition Insurance Plan (PCIP)
Hearings Regarding the Medical Loss
Ratios in Florida - (May
4, 2010 and Sept. 24, 2010)
Information about State MLR Waivers
(including Florida) -
HHS / CCIIO Website
Florida's Constitutional Challenge of
Federal Health Care -
AG Pam Bondi's Website
National Association of Insurance Commissioner's (NAIC)
Continued Work to Preserve the Role of Health Insurance Agents -
NAIC Website
Search for Health Insurance