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Life and Health Product Review

Long-Term Care New Business Rates

As required by Section 627.9407(7)(c), F.S., the links below provide the maximum new business rates for Facility Only (nursing home), Non-Facility Only (home health care), and Comprehensive (nursing home and home health care) policies in the state of Florida. The rates represent commonly offered benefits under these types of coverage. For guidance on the appropriate method to adjust these rates to account for plan variations, please contact the Office of Insurance Regulation.

The 2014 Long-Term Care New Business Rates are to be used with effective dates between January 1, 2014 and December 31, 2014 or until additional rates are published.

The 2012 Long-Term Care New Business Rates are to be used with effective dates between January 1, 2012 and December 31, 2012 or until additional rates are published.

The effective date is the first day the company intends to implement the rates and not the renewal date of an individual insured.