Market Investigations
Market Investigations conducts examinations and investigations of
insurers and related parties regarding business practices and patterns
of alleged violations of the Florida Insurance Code. Market
Investigations is comprised of four sections; Property and Casualty
Section, Life and Health Section, Special Investigations Unit, and
Market Analysis Section.
The Property and Casualty and Life and Health Sections conduct
examinations and investigations of the business practices of authorized
insurers in the State of Florida to ensure compliance with the Florida
Insurance Code. The Special Investigations Unit investigates
allegations of unauthorized and illegal insurance activity as well as
in-depth investigations of authorized insurers. The Market
Analysis Section identifies trends and analyzes patterns of insurer's
data related to industry or marketplace issues, i.e., consumer
complaints, financial trending, environmental scanning, etc. The
purpose of these activities is to ensure compliance with Florida
Statutes and Administrative Rules. Based on the findings of the
examinations and investigations, Market Investigations may take
administrative action, impose administrative penalties and require
corrective action in order to protect insurance consumers from unlawful
or harmful business practices.
The following forms are required by statute to be submitted to
Market Investigations:
OIR-B3-493 - PPA Rescinded Policies Form [Word]
Due within 90 days of recission
OIR-B2-1552 - Rescission Reporting (Appendix A) Due March 1
Annually [Word]
Due annually by March 1
OIR-B2-1553 - Claims Denial Report Form (Appendix E) Due June 30
Annually [Word]
Due annually by June 30
OIR-B2-1555 - Replacement and Lapse Reporting Form (Appendix J)
due June 30 Annually [Word]
Due Annually by June 30
Suitability report as required by Rule 69O-157.116(8), Florida
Administrative Code. Due annually by June 30
Regulatory Actions Against Unlicensed Companies
Market Conduct
Examination Reports and
Regulatory Actions Against
Licensed Companies
(850) 413-3155