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Automobile Insurance

Definition

Coverage for motorized vehicles (automobile, motorcycle, boat, and aircraft) can include replacement or repair damage, property damage, casualty and liability coverage for the insured and passengers. The requirements for types of coverage and limits vary by a number of factors including geographic location, model of vehicle, vehicle usage, and coverage limits.

There are several types of insurance policies related to Automobile coverage; some of these categories are for private passenger automobile coverage (individuals):

  • Private Passenger Auto No-Fault (Personal Injury Protection or PIP)
  • Private Passenger Auto Liability
  • Private Passenger Auto Physical Damage

There are also automobile policies for commercial entities (businesses):

  • Commercial Auto No-Fault (Personal Injury Protection or PIP)
  • Commercial Auto Physical Damage
  • Commercial Automobile Liability
  • Other Commercial Auto Liability

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