Professional Liability Closed Claims Statute
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627.912 Professional Liability Claims and Actions; Reports by Insurers.
(1) Each self-insurer authorized under s. 627.357 and each insurer or joint underwriting
association providing professional liability insurance to a practitioner of medicine
licensed pursuant to the provisions of chapter 458, to a practitioner of osteopathic
medicine licensed pursuant to the provisions of chapter 459, to a podiatrist licensed
pursuant to the provisions of chapter 461, to a dentist licensed pursuant to the
provisions of chapter 466, to a hospital licensed pursuant to the provisions of
chapter 395, to a crisis stabilization unit licensed under part IV of chapter 394,
to a health maintenance organization certificated under part I of chapter 641, to
clinics included in chapter 390, to an ambulatory surgical center as defined in
s. 395.002, or to a member of The Florida Bar shall report in duplicate to the Department
of Insurance any claim or action for damages for personal injuries claimed to have
been caused by error, omission, or negligence in the performance of such insured's
professional services or based on a claimed performance of professional services
without consent, if the claim resulted in:
(a) A final judgment in any amount.
(b) A settlement in any amount.
(c) A final disposition not resulting in payment on behalf of the insured.
Reports shall be filed with the department and, if the insured party is licensed
pursuant to chapter 458, chapter 459, chapter 461, or chapter 466, with the Department
of Business and Professional Regulation, no later than 30 days following the occurrence
of any event listed in paragraph (a), paragraph (b), or paragraph (c). The Department
of Business and Professional Regulation shall review each report and determine whether
any of the incidents that resulted in the claim potentially involved conduct by
the licensee that is subject to disciplinary action, in which case the provisions
of s. 455.225 shall apply. The Department of Business and Professional Regulation,
as part of the annual report required by s. 455.2285, shall publish annual statistics,
without identifying licensees, on the reports it receives, including final action
taken on such reports by the Department of Business and Professional Regulation
or the appropriate regulatory board.
(2) The reports required by subsection (1) shall contain:
(a) The name, address, and specialty coverage of the insured.
(b) The insured's policy number.
(c) The date of the occurrence which created the claim.
(d) The date the claim was reported to the insurer or self-insurer.
(e) The name and address of the injured person. This information is confidential
and exempt from the provisions of s. 119.07(1), and must not be disclosed by the
department without the injured person's consent, except for disclosure by the
department to the Department of Business and Professional Regulation. This information
may be used by the department for purposes of identifying multiple or duplicate
claims arising out of the same occurrence.
(f) The date of suit, if filed.
(g) The injured person's age and sex.
(h) The total number and names of all defendants involved in the claim.
(i) The date and amount of judgment or settlement, if any, including the itemization
of the verdict as required under 1 s. 768.48, together with a copy of the settlement
(j) In the case of a settlement, such information as the department may require
with regard to the injured person's incurred and anticipated medical expense,
wage loss, and other expenses.
(k) The loss adjustment expense paid to defense counsel, and all other allocated
loss adjustment expense paid.
(l) The date and reason for final disposition, if no judgment or settlement.
(m) A summary of the occurrence which created the claim, which shall include:
1. The name of the institution, if any, and the location within the institution
at which the injury occurred.
2. The final diagnosis for which treatment was sought or rendered, including the
patient's actual condition.
3. A description of the misdiagnosis made, if any, of the patient's actual condition.
4. The operation, diagnostic, or treatment procedure causing the injury.
5. A description of the principal injury giving rise to the claim.
6. The safety management steps that have been taken by the insured to make similar
occurrences or injuries less likely in the future.
(n) Any other information required by the department to analyze and evaluate the
nature, causes, location, cost, and damages involved in professional liability cases.
(3) Upon request by the Department of Business and Professional Regulation, the
department shall provide that department with any information received pursuant
to this section related to persons licensed under chapter 458, chapter 459, chapter
461, or chapter 466. For purposes of safety management, the department shall annually
provide the 2 Department of Health and Rehabilitative Services with copies of the
reports in cases resulting in an indemnity being paid to the claimants.
(4) There shall be no liability on the part of, and no cause of action of any nature
shall arise against, any insurer reporting hereunder or its agents or employees
or the department or its employees for any action taken by them pursuant to this
History: s. 1, ch. 74-219; s. 3, ch. 76-168; s. 1, ch. 77-174; s. 1, ch. 77-297;
s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 619, 625, 809(2nd), ch. 82-243; s. 79,
ch. 82-386; s. 119, ch. 83-216; s. 7, ch. 85-175; s. 6, ch. 86-287; s. 43, ch. 88-1;
s. 22, ch. 88-277; s. 89, ch. 92-289; s. 114, ch. 92-318; s. 8, ch. 93-289; s. 226,
ch. 94-218; s. 84, ch. 95-211; s. 382, ch. 96-406.1
Note. Repealed by s. 68, ch. 86-160.
Note. The Department of Health and Rehabilitative Services was redesignated as the
Department of Children and Family Services by s. 5, ch. 96-403, and the Department
of Health was created by s. 8, ch. 96-403.
Note. Former ss. 624.431, 768.55, 624.432.
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For closed liability claims on:
Doctors / Dentists / Hospitals / HMO's / Abortion Clinics
Ambulatory Surgical Centers / Crisis Stabilization Units / Lawyers.
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