The average approved rates listed on this page are for the following example:
Family with Young Drivers
Married Male (Age 50), Married Female (Age 50), Single Male (Age 20), Single Female (Age 18) – Two cars, no violations or accidents in past 3 years, work driving use and pleasure driving use – one car 12,000 miles per year; the second car 8,000 miles per year. More details
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What is a hip roof?
A hip roof, or hipped roof, is a type of roof where all sides slope downwards to the walls, usually with a fairly gentle slope. Thus it is a house with no gables or other vertical sides to the roof. A square hip roof is shaped like a pyramid. Hip roofs on rectangular houses will have two triangular sides and two trapezoidal ones.
The shape of these roofs make them less susceptible to wind damage. As a result, they are entitled to greater discounts.
A square hip roof is shown in the illustration below:
1The minimum insurance coverages that are required to register most personal motor vehicles in Florida is $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage (PD) Coverage. For the rating examples listed on this website, the combined premium amounts for this minimum required coverage is labeled “PIP + PD”.
2In addition to these coverages, many people purchase more than the minimum required coverages, (such as Bodily Injury, Uninsured/Underinsured Motorists and Medical Payments), as well as coverages for damage to their own vehicle (such as Collision, Comprehensive, Towing & Labor, Rental Reimbursement, etc.). The combined premium for all of these coverages is labeled “All Coverages”.
For more information on these coverages, please see the Department of Financial Services’ “Automobile Insurance: A Toolkit for Consumers”.
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