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Home > Homeowners > $150,000 Value - Pre-2001 Construction w/ Wind Mitigation

The average approved rates listed on this page are for the following example:

$150,000 Value - Pre-2001 Construction w/ Wind Mitigation

This risk is for a Florida masonry home built in 1990, with a current replacement value of $150,000, a $500 non-hurricane deductible, a 2% hurricane deductible, and no claims in the past three years. Premium examples are shown for maximum wind mitigation features. [To learn more about wind mitigation features, see Form OIR-B1-1655.]

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• Click on an insurance company’s average approved rates in one county to see that company’s average approved rates in every county.

Example Name

Example Description

What is a hip roof?

A hip roof, or hipped roof, is a type of roof where all sides slope downwards to the walls, usually with a fairly gentle slope. Thus it is a house with no gables or other vertical sides to the roof. A square hip roof is shaped like a pyramid. Hip roofs on rectangular houses will have two triangular sides and two trapezoidal ones.

The shape of these roofs make them less susceptible to wind damage. As a result, they are entitled to greater discounts.

A square hip roof is shown in the illustration below:

Hip roof example

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THE SAMPLE RATES ARE PROVIDED FOR COMPARISON PURPOSES ONLY. The listing of an insurance company on this site does not constitute an endorsement by the Office. The insurance companies listed on this site may not be writing new business. The rates provided do not include surcharges or discounts that may apply to a particular policy. Actual rates may vary.

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