The average approved rates listed on this page are for the following example:
$150,000 Value - Pre-2001 Construction w/ Wind Mitigation
This risk is for a Florida masonry home built in 1990, with a current replacement value of $150,000, a $500 non-hurricane deductible, a 2% hurricane deductible, and no claims in the past three years. Premium examples are shown for maximum wind mitigation features. [To learn more about wind mitigation features, see Form OIR-B1-1655.]
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What is a hip roof?
A hip roof, or hipped roof, is a type of roof where all sides slope downwards to the walls, usually with a fairly gentle slope. Thus it is a house with no gables or other vertical sides to the roof. A square hip roof is shaped like a pyramid. Hip roofs on rectangular houses will have two triangular sides and two trapezoidal ones.
The shape of these roofs make them less susceptible to wind damage. As a result, they are entitled to greater discounts.
A square hip roof is shown in the illustration below:
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