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2011 & 2012

Informational Memoranda

Please note that the Office issues memoranda in numerical order each calendar year. There are instances where it appears some numbers were skipped or memoranda are missing; however, in those instances, the Department of Financial Services (DFS) has used the "missing" number for one of its Official Memoranda or Bulletins. The DFS memoranda and bulletins are available on its website.

ID #

TITLE

PDF/SIZE
(download to view)

DATE ISSUED

OIR-12-01M

The purpose of this memorandum is to inform Residential Property Insurers that the “Uniform Mitigation Verification Inspection Form” (Form OIR-B1-1802) has been revised and is effective February 1, 2012. You are strongly urged to review and become familiar with the form. A copy of the form is attached to this Informational Memorandum.

OIR-12-01M/28k

1/4/2012

OIR-11-09M

The purpose of this memorandum is to inform Florida Life and Health Insurers and Health Maintenance Organizations (“HMOs”) that Florida has not enacted any statutory guidance electing to use the 50 employees as the upper limit for purposes of reporting small employer Medical Loss Ratios. This memorandum supersedes informational memorandum OIR-11-06M that was issued July 25, 2011.

OIR-11-09M/43.2k

12/28/2011

OIR-11-08M

The purpose of this memorandum is to inform Florida Life and Health insurers and Health Maintenance Organizations (HMOs) of the Office’s requirement that all trend factors must be included in the actuarial memorandum in table format in each filing.

OIR-11-08M/83.3k

11/14/2011

OIR-11-07M

The purpose of this memorandum is to notify health insurers and health maintenance organizations (HMOs) of the recent amendment of the federal interim final rules relating to Internal Claims and Appeals and External Review Processes as required by the Patient Protection and Affordable Care Act (PPACA).

OIR-11-07M/150k

10/4/2011

OIR-11-06M

The purpose of this memorandum is to remind Florida Life and Health insurers and health maintenance organizations of the requirements of Section 627.6699, Florida Statutes, regarding the definition of “Small employer.”

OIR-11-06M/41.7k

7/25/2011

OIR-11-05M

Changes to the Minimum Surplus as to Policyholders' Requirements

OIR-11-05M/85.5k

6/1/2011

OIR-11-04M

The purpose of this memorandum is to provide guidance to motor vehicle service associations and property and casualty companies with an auto warranty line of business and notice to automobile dealers. Companies must demonstrate that refunds and other payments due consumers are being made in accordance with statutory provisions found in Sections 634.121 and 634.282, Florida Statutes.

OIR-11-04M/56.3k

4/11/2011

OIR-11-03M

The purpose of this memorandum is to notify all Assessable Insurers and Surplus Lines Insurers that Citizens Property Insurance Corporation has reduced the Emergency Assessment for the 2005 Plan Year within the High Risk Account from 1.4% to 1.0% effective July 1, 2011.

OIR-11-03M/148k

4/4/2011

OIR-11-02M

The purpose of this memorandum is to inform property and casualty insurers of Partners in Recovery, a not-for-profit organization whose primary mission is to expedite the payment of property insurance claims following a disaster.

OIR-11-02M/50.8k

3/23/2011

OIR-11-01M

Reminder to Florida Life and Health insurers and health maintenance organizations of the requirements of Section 627.6487, Florida Statutes, regarding guaranteed availability of individual health insurance coverage for eligible individuals

OIR-11-01M/45.0k

2/28/2011

Informational Memoranda issued in 2010
Informational Memoranda issued in 2009
Informational Memoranda issued in 2008
Informational Memoranda issued in 2007
Informational Memoranda issued in 2006
Informational Memoranda issued in 2005
Informational Memoranda issued in 2004
Informational Memoranda issued in 2003

The Legislature created the Office of Insurance Regulation on January 1, 2003.