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2011, 2012, 2013 & 2014

Informational Memoranda

Please note that the Office issues memoranda in numerical order each calendar year. There are instances where it appears some numbers were skipped or memoranda are missing; however, in those instances, the Department of Financial Services (DFS) has used the "missing" number for one of its Official Memoranda or Bulletins. The DFS memoranda and bulletins are available on its website.

ID #

TITLE

PDF/SIZE
(download to view)

DATE ISSUED

OIR-14-05M Family Tier Rating for Small Group Products in Florida OIR-14-05M/50KB 8/26/2014
OIR-14-04M Florida Hurricane Catasrophe Fund Emergency Assessment Terminated OIR-14-04M/47KB 7/21/2014
OIR-14-03M EMERGENCY RESPONSE TO PANHANDLE STORM VICTIMS OIR-14-03M/40KB 5/2/2014
OIR-14-02M The purpose of this memorandum is to notify all Insurers and Entities regulated by the Florida Office of Insurance Regulation of the changes to the I-File System and to remind all users of the requirements of Section 624.4213, Florida Statutes, regarding the filing of Trade Secret documents. OIR-14-02M/259KB 5/2/2014
OIR-14-01M The purpose of this memorandum is to remind insurers authorized to write property & casualty or health insurance in Florida of the requirements of Section 624.128, Florida Statutes (2013), the crime victims exemption, and the Florida Crimes Compensation Act. OIR-14-01M/67KB 4/8/2014
OIR-13-03M Exploring the Feasibility of Writing Primary Flood Insurance in the State of Florida OIR-13-03M/67KB 10/28/2013
OIR-13-02M The purpose of this memorandum is to notify insurers of the legislative changes to Section 626.99, Florida Statutes enacted in Senate Bill 166 (Chapter No. 2013-163, Laws of Florida) during the 2013 Regular Session of the Florida Legislature. OIR-13-02M/67KB 8/30/2013
OIR-13-01M The purpose of this memorandum is to introduce Regulatory Electronic Filing System (REFS) users to changes in appearance and functionality that will take effect on February 25, 2013. OIR-13-01M/34KB 11/6/2013
OIR-12-06M The purpose of this memorandum is to ensure consistent application of the provision related to the Medicare fee schedule in Personal Injury Protection ("PIP") Insurance. OIR-12-06M/41KB 11/6/2012
OIR-12-05M The purpose of this memorandum is to advise property insurers that Tropical Storm/Hurricane Isaac was declared a hurricane by the National Hurricane Center of the National Weather Service on Tuesday, August 28, 2012, at 11:20 A.M. CDT. OIR-12-05M/39k 8/30/2012

OIR-12-04M

The purpose of this memorandum is to announce upcoming changes to the online Universal Data Letter and Instruction Sheet.

OIR-12-04M/40k

5/23/2012

OIR-12-03M

The purpose of this memorandum is to advise insurers on changes to the Workers' Compensation Excessive Profits Reporting Form due to House Bill 941.

OIR-12-03M/146k

5/9/2012

OIR-12-02M

The purpose of this memorandum is to assist insurers with the filings necessary to implement the notice requirement in Section 627.736(5)(a)5., Florida Statutes, resulting from the passage of House Bill 119. Among the various provisions of this legislation is a new statutory requirement that insurers provide a notice of the schedule of medical charges or "fee schedule" to insureds if the insurer is limiting reimbursement. The Office of Insurance Regulation (Office) has analyzed the revisions and is sending the attached sample endorsement language for inclusion of the schedule of charges specified in Section 627.736(5)(a), Florida Statutes. (Attachment "A")

OIR-12-02M/156k

5/4/2012

OIR-12-01M

The purpose of this memorandum is to inform Residential Property Insurers that the “Uniform Mitigation Verification Inspection Form” (Form OIR-B1-1802) has been revised and is effective February 1, 2012. You are strongly urged to review and become familiar with the form. A copy of the form is attached to this Informational Memorandum.

OIR-12-01M/28k

1/4/2012

OIR-11-09M

The purpose of this memorandum is to inform Florida Life and Health Insurers and Health Maintenance Organizations (“HMOs”) that Florida has not enacted any statutory guidance electing to use the 50 employees as the upper limit for purposes of reporting small employer Medical Loss Ratios. This memorandum supersedes informational memorandum OIR-11-06M that was issued July 25, 2011.

OIR-11-09M/43.2k

12/28/2011

OIR-11-08M

The purpose of this memorandum is to inform Florida Life and Health insurers and Health Maintenance Organizations (HMOs) of the Office’s requirement that all trend factors must be included in the actuarial memorandum in table format in each filing.

OIR-11-08M/83.3k

11/14/2011

OIR-11-07M

The purpose of this memorandum is to notify health insurers and health maintenance organizations (HMOs) of the recent amendment of the federal interim final rules relating to Internal Claims and Appeals and External Review Processes as required by the Patient Protection and Affordable Care Act (PPACA).

OIR-11-07M/150k

10/4/2011

OIR-11-06M

The purpose of this memorandum is to remind Florida Life and Health insurers and health maintenance organizations of the requirements of Section 627.6699, Florida Statutes, regarding the definition of “Small employer.”

OIR-11-06M/41.7k

7/25/2011

OIR-11-05M

Changes to the Minimum Surplus as to Policyholders' Requirements

OIR-11-05M/85.5k

6/1/2011

OIR-11-04M

The purpose of this memorandum is to provide guidance to motor vehicle service associations and property and casualty companies with an auto warranty line of business and notice to automobile dealers. Companies must demonstrate that refunds and other payments due consumers are being made in accordance with statutory provisions found in Sections 634.121 and 634.282, Florida Statutes.

OIR-11-04M/56.3k

4/11/2011

OIR-11-03M

The purpose of this memorandum is to notify all Assessable Insurers and Surplus Lines Insurers that Citizens Property Insurance Corporation has reduced the Emergency Assessment for the 2005 Plan Year within the High Risk Account from 1.4% to 1.0% effective July 1, 2011.

OIR-11-03M/148k

4/4/2011

OIR-11-02M

The purpose of this memorandum is to inform property and casualty insurers of Partners in Recovery, a not-for-profit organization whose primary mission is to expedite the payment of property insurance claims following a disaster.

OIR-11-02M/50.8k

3/23/2011

OIR-11-01M

Reminder to Florida Life and Health insurers and health maintenance organizations of the requirements of Section 627.6487, Florida Statutes, regarding guaranteed availability of individual health insurance coverage for eligible individuals

OIR-11-01M/45.0k

2/28/2011

Informational Memoranda issued in 2010
Informational Memoranda issued in 2009
Informational Memoranda issued in 2008
Informational Memoranda issued in 2007
Informational Memoranda issued in 2006
Informational Memoranda issued in 2005
Informational Memoranda issued in 2004
Informational Memoranda issued in 2003

The Legislature created the Office of Insurance Regulation on January 1, 2003.