Emergency Order Prohibits Cancellations, Nonrenewals After Hurricane Wilma
Contact: Beth Scott
Tallahassee – Insurance Commissioner Kevin McCarty has issued an Emergency Order
prohibiting insurers from canceling or nonrenewing policies covering dwellings or residential properties damaged by Hurricane Wilma.
The order is effective for 90 days after the damage has been repaired for properties located in Brevard, Broward, Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Highlands, Indian River, Lee, Martin, Miami-Dade, Monroe, Okeechobee, Osceola, Palm Beach, Polk, St. Lucie and Sarasota counties.
As a result of Hurricane Wilma, Gov. Jeb Bush issued a state of emergency and requested by letter that Pres. George W. Bush declare an expedited Major Declaration for the state and requested individual assistance for the counties covered by the Emergency Order. If additional counties are declared major disaster areas, the Office will expand the Emergency Order to cover damaged properties in the affected areas.
The Order, effective Oct. 25, 2005, is similar to action taken in 2004 by the Florida Cabinet and later codified into law by the 2005 Legislature in SB 1486 to assist those impacted by damage from hurricanes during and for 90 days after repairing their properties.
Preliminary damage estimates from a number of hurricane models indicate expected damages ranging from $4 billion to $10 billion.
Hurricane damage has resulted in closing of businesses and financial institutions, suspending mail service, displacing people from their homes, loss of personal belongings and temporary loss of employment.
This Order is being issued pursuant to Sec. 627.4133(2)(d), Florida Statutes, which authorizes the Commissioner of Insurance Regulation to issue an Order invoking the provisions of this subsection upon the declaration of an emergency pursuant to Section 252.36, Florida Statutes.