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Welcome to the
Office of Insurance Regulation

 

Presumed Factor

Exhibits

• Exhibit 1A - Presumed Factor Dwelling
• Exhibit 1B - Presumed Factor Tenants
• Exhibit 1C - Presumed Factor Condo Unit Owners
• Exhibit 1D - Presumed Factor Mobile Homeowners
• Exhibit 1E - Presumed Factor Commercial Residential

• Exhibit 2 - Calculation of the ROL for the Sample of Private Insurers
• Exhibit 3 - Calculation of the ROL supplied by the CAT Fund
• Exhibit 4 - The Basis for Dividing the Factors by Subline
• Exhibit 5 - Comparison Cost of Private Reinsurers to be Replaced by CAT Fund
• Exhibit 6 - The Impact by Layer and Subline
• Exhibit 7 - Summaries for Three ISO Territories
• Exhibit 8A - Industry Loss cost Relativity for Dwelling (Includes Commercial, MH)
• Exhibit 8B - Industry Loss Cost Relativity for Tenants
• Exhibit 8C - Industry Loss Cost Relativity for Condo Unit Owners
• Exhibit 9A - Calculated Relativities by CAT Fund Region - Dwelling
• Exhibit 9B - Calculated Relativities by CAT Fund Region - Tenant
• Exhibit 9C - Calculated Relativities by CAT Fund Region - Condo Unit Owners
• Exhibit 9D - Calculated Relativities by CAT Fund Region - Mobile Homeowners
• Exhibit 9E - Calculated Relativities by CAT Fund Region - Commercial Residential
• Exhibit 12 - CAT Fund Regions by Zip Code