Hurricane Irma Claims Data
The Florida Office of Insurance Regulation (OIR) captures data in its efforts to evaluate the catastrophe claims handling processes of insurers, identify claim payment trends, isolate
reasons that claims remain open and document potential violations of Florida law by insurers. The reporting of claims for Hurricane Irma is cumulative and the information displayed
below represents a snapshot of claims data as reported by insurers.
OIR compels all insurers to report data as of each required reporting date, per section 624.307, Florida Statutes.
Data as of November 9, 2020
| Lines of Business |
Number of Claims |
Number of Open Claims with Payment |
Number of Open Claims without Payment |
Number of Claims Closed with Payment |
Number of Claims Closed without Payment |
Percent Claims Closed |
| Residential Property |
955,852 |
17,164 |
25,900 |
619,652 |
293,136 |
95.5% |
| Homeowners |
774,327 |
14,347 |
22,139 |
494,754 |
243,087 |
95.3% |
| Dwelling |
121,940 |
2,185 |
2,971 |
80,986 |
35,798 |
95.8% |
| Mobile Homeowners |
48,572 |
149 |
43 |
38,683 |
9,697 |
99.6% |
| Commercial Residential |
11,013 |
483 |
747 |
5,229 |
4,554 |
88.8% |
| Commercial Property |
62,949 |
1,989 |
1,655 |
28,572 |
30,733 |
94.2% |
| Private Flood |
1,799 |
7 |
4 |
1,086 |
702 |
99.4% |
| Business Interruption |
3,827 |
23 |
10 |
2,074 |
1,720 |
99.1% |
| Other Lines of Business* |
101,161 |
125 |
219 |
78,402 |
22,415 |
99.7% |
| TOTALS |
1,125,588 |
19,308 |
27,788 |
729,786 |
348,706 |
95.8% |
Total Estimated Insured Losses: $20,674,792,954
| County |
Number of Claims |
Number of Open Claims with Payment |
Number of Open Claims without Payment |
Number of Claims Closed with Payment |
Number of Claims Closed without Payment |
Percent Claims Closed |
| ALACHUA |
4,412 |
13 |
17 |
2,468 |
1,914 |
99.3% |
| BAKER |
614 |
1 |
1 |
430 |
182 |
99.7% |
| BAY |
511 |
38 |
6 |
324 |
143 |
91.4% |
| BRADFORD |
899 |
0 |
0 |
554 |
345 |
100.0% |
| BREVARD |
50,018 |
490 |
230 |
35,983 |
13,315 |
98.6% |
| BROWARD |
103,023 |
2,815 |
5,775 |
60,902 |
33,531 |
91.7% |
| CHARLOTTE |
9,714 |
70 |
212 |
5,561 |
3,871 |
97.1% |
| CITRUS |
2,650 |
3 |
7 |
1,414 |
1,226 |
99.6% |
| CLAY |
9,411 |
40 |
22 |
5,969 |
3,380 |
99.3% |
| COLLIER |
112,957 |
2,051 |
2,046 |
85,348 |
23,512 |
96.4% |
| COLUMBIA |
1,071 |
1 |
1 |
691 |
378 |
99.8% |
| DESOTO |
1,749 |
8 |
3 |
1,144 |
594 |
99.4% |
| DIXIE |
250 |
0 |
0 |
172 |
78 |
100.0% |
| DUVAL |
37,905 |
213 |
113 |
23,503 |
14,076 |
99.1% |
| ESCAMBIA |
439 |
1 |
0 |
303 |
135 |
99.8% |
| FLAGLER |
7,206 |
89 |
34 |
4,569 |
2,514 |
98.3% |
| FRANKLIN |
44 |
1 |
0 |
14 |
29 |
97.7% |
| GADSDEN |
257 |
2 |
0 |
146 |
109 |
99.2% |
| GILCHRIST |
211 |
0 |
0 |
149 |
62 |
100.0% |
| GLADES |
3,096 |
9 |
0 |
2,721 |
366 |
99.7% |
| GULF |
34 |
5 |
0 |
17 |
12 |
85.3% |
| HAMILTON |
235 |
0 |
0 |
175 |
60 |
100.0% |
| HARDEE |
2,199 |
15 |
11 |
1,568 |
605 |
98.8% |
| HENDRY |
3,795 |
33 |
18 |
2,921 |
823 |
98.7% |
| HERNANDO |
2,949 |
15 |
14 |
1,535 |
1,385 |
99.0% |
| HIGHLANDS |
17,478 |
74 |
33 |
13,035 |
4,336 |
99.4% |
| HILLSBOROUGH |
21,485 |
220 |
291 |
11,154 |
9,820 |
97.6% |
| HOLMES |
68 |
0 |
0 |
44 |
24 |
100.0% |
| INDIAN RIVER |
6,405 |
48 |
37 |
4,107 |
2,213 |
98.7% |
| JACKSON |
199 |
5 |
0 |
110 |
84 |
97.5% |
| JEFFERSON |
145 |
0 |
0 |
94 |
51 |
100.0% |
| LAFAYETTE |
103 |
0 |
0 |
79 |
24 |
100.0% |
| LAKE |
25,259 |
152 |
71 |
17,429 |
7,607 |
99.1% |
| LEE |
102,319 |
1,856 |
4,051 |
67,046 |
29,366 |
94.2% |
| LEON |
1,265 |
3 |
10 |
716 |
536 |
99.0% |
| LEVY |
575 |
0 |
3 |
392 |
180 |
99.5% |
| MADISON |
235 |
0 |
0 |
163 |
72 |
100.0% |
| MANATEE |
9,432 |
54 |
77 |
5,438 |
3,863 |
98.6% |
| MARION |
10,373 |
50 |
33 |
5,989 |
4,301 |
99.2% |
| MARTIN |
5,282 |
101 |
197 |
3,208 |
1,776 |
94.4% |
| MIAMI-DADE |
152,201 |
5,978 |
8,510 |
92,470 |
45,243 |
90.5% |
| MONROE |
26,643 |
402 |
108 |
16,699 |
9,434 |
98.1% |
| NASSAU |
4,200 |
9 |
6 |
2,816 |
1,369 |
99.6% |
| OKALOOSA |
266 |
0 |
2 |
137 |
127 |
99.2% |
| OKEECHOBEE |
2,450 |
14 |
2 |
1,861 |
573 |
99.3% |
| ORANGE |
78,931 |
1,022 |
664 |
52,820 |
24,425 |
97.9% |
| OSCEOLA |
31,056 |
542 |
255 |
22,398 |
7,861 |
97.4% |
| PALM BEACH |
57,065 |
1,203 |
3,183 |
32,123 |
20,556 |
92.3% |
| PASCO |
9,486 |
42 |
45 |
5,151 |
4,248 |
99.1% |
| PINELLAS |
26,354 |
143 |
116 |
14,642 |
11,453 |
99.0% |
| POLK |
54,127 |
381 |
200 |
38,686 |
14,860 |
98.9% |
| PUTNAM |
3,087 |
2 |
2 |
2,066 |
1,017 |
99.9% |
| SAINT JOHNS |
11,022 |
38 |
33 |
6,987 |
3,964 |
99.4% |
| SAINT LUCIE |
15,070 |
283 |
365 |
9,412 |
5,010 |
95.7% |
| SANTA ROSA |
165 |
1 |
0 |
98 |
66 |
99.4% |
| SARASOTA |
12,388 |
67 |
228 |
6,230 |
5,863 |
97.6% |
| SEMINOLE |
27,035 |
276 |
245 |
17,165 |
9,349 |
98.1% |
| SUMTER |
4,467 |
10 |
9 |
2,623 |
1,825 |
99.6% |
| SUWANNEE |
876 |
4 |
0 |
625 |
247 |
99.5% |
| TAYLOR |
140 |
1 |
0 |
85 |
54 |
99.3% |
| UNION |
180 |
0 |
0 |
129 |
51 |
100.0% |
| VOLUSIA |
28,677 |
219 |
127 |
19,650 |
8,681 |
98.8% |
| WAKULLA |
107 |
1 |
0 |
68 |
38 |
99.1% |
| WALTON |
84 |
0 |
0 |
32 |
52 |
100.0% |
| WASHINGTON |
38 |
4 |
0 |
21 |
13 |
89.5% |
| COUNTY UNKNOWN |
23,201 |
190 |
375 |
17,207 |
5,429 |
97.6% |
| Statewide Total |
1,125,588 |
19,308 |
27,788 |
729,786 |
348,706 |
95.8% |
