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Medical Loss Ratio (MLR) Joint Hearings

Since May 4, 2010, the Office hosted two joint public hearing with the Florida Health Insurance Advisory Board (FHIAB) to gather information related to federal health care implementation and its potential impact on Florida, specifically as it relates to the Medical Loss Ratio (MLR). "Although very technical, the Medical Loss Ratio requirements included in the recently passed federal health reform legislation could dramatically alter the health insurance marketplace," remarked Commissioner McCarty. "These public hearings are intended to be a fact-finding exercise to determine the potential impact of federal MLR requirements on the health insurance marketplace." The MLR is the percentage of health insurance premiums dedicated to payment of medical expenses and quality improvement. The federal health reform legislation recently passed by Congress requires health insurance companies to maintain minimum loss ratios for major medical insurance.

September 24, 2010 Hearing

May 4, 2010 Hearing