Flood Insurance
Flood Insurance Writers in Florida
The list below shows insurance companies in Florida that are currently writing primary or excess flood insurance outside of the National Flood Insurance
Program (NFIP) and is based on information that was filed with the Office. Some of these companies write only a limited number of policies or only certain
types of flood policies, such as for high value homes. The coverage can be written as a stand-alone flood policy or as an endorsement onto a
homeowner’s policy.
For information about coverage or to obtain a quote, the Office recommends contacting the insurance company directly to see what coverage is available
or discussing various options with your insurance agent.
Primary Flood Writers
Excess of NFIP Flood Writers
Surplus Lines Flood Writers (Primary Only)*:
*Surplus lines insurance companies do not file rates and forms with the Office; however, the Office is aware that these companies are actively writing primary flood insurance in Florida.
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