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Hurricane Season Resources

Are You Prepared

Hurricane season is June 1 – November 30 and OIR encourages consumers to review your insurance policies, understand your coverages, and protect your home from the threat of flooding before a storm.

The resources included below will help consumers prepare for severe weather. OIR encourages consumers to continue monitoring this page for important updates throughout the storm season.

Create a Home Inventory


In preparing for hurricane season it is important to maintain an inventory of your home. A home inventory is a list of significant items within the room, broken down by room, with an estimate of the item’s current value. These types of inventories can make it easier for you to file an accurate, detailed insurance claim in case your home is damaged or destroyed in a disaster. As part of the home inventory, you should include photos and proof of ownership. Once you have completed your home inventory, you should check with your insurer to determine if you need additional coverage.

There are several options to assist you in completing your inventory.

Consider Flood Insurance


OIR encourages consumers to make sure they are covered. Flooding is the nation's most common and costly natural disaster. Flood damages are not typically covered in a homeowners' insurance policy and flood coverage must be purchased separately or as an endorsement to their current policy. Even a small amount of water in a home can cost a very costly.

Find a list of insurance carriers writing private flood insurance coverage here.

Know Your Insurer Contact Information


You can find updated contact information for your insurer below.

Gather Important Documents


Be sure to gather your important documents such as your insurance policies, identification cards, and keep them in a secure location should you need to evacuate quickly.

Additional Resources:

Executive Office of the Governor

Florida Office of Insurance Regulation

Florida Department of Financial Services

Florida Division of Emergency Management
Florida Department of Agriculture & Consumer Services
Office of the Attorney General
Federal Emergency Management Agency/National Flood Insurance Program

National Association of Insurance Commissioners Resources

Informational Memoranda

Hurricane Claims Data Information:


Hurricane Sally Claims Data

Hurricane Dorian Claims Data

Hurricane Michael Claims Data

Hurricane Irma Claims Data

Hurricane Hermine Claims

Hurricane Matthew Claims Data

Historical Hurricane Season Resources:

2004 - 2018

Emergency Orders Emergency Rules Executive Orders
Hurricane Summary Reports Informational Memoranda Press Releases