To protect the public health, safety and welfare of all Florida policyholders, OIR issued Emergency Order 315284-23-EO in response to Hurricane Idalia. The emergency order applies the following provisions:
The emergency order applies to the following counties: Alachua, Baker, Bradford, Citrus, Columbia, Dixie, Franklin, Gilchrist, Hamilton, Hernando, Hillsborough, Jefferson, Lafayette, Leon, Levy, Madison, Manatee, Marion, Pasco, Pinellas, Sumter, Suwannee, Taylor, Union, and Wakulla.
The emergency order applies to all insurers in the State of Florida, including surplus lines insurers and other regulated entities. A copy of the emergency order is available here.
On August 28, OIR issued an Informational Memorandum to all authorized residential property insurers to provide guidance on hurricane preparedness and response. Insurers were directed to review all aspects of their disaster preparedness and response plans to ensure they are in compliance with Florida law.
Informational Memorandum OIR-23-05M is available here. Additional information regarding consumer protection legislation signed by Governor DeSantis to support Florida policyholders when disaster strikes is available here.
OIR instituted a data call for the purpose of collecting catastrophe claims data related to Hurricane Idalia. Information regarding catastrophe claims data for Hurricane Idalia will be made available on this page. Recent claims reporting notices and other resources are available below:
Total Estimated Insured Losses: $230,009,172
OIR required insurers report estimated and paid losses. Estimated or case incurred losses include indemnity case reserves and payments to date.
|Lines of Business||Number of Claims Reported||Number of Open Claims with Payment||Number of Open Claims without Payment||Number of Claims Closed with Payment||Number of Claims Closed without Payment||Percent of Claims Closed|
|Other Lines of Business*||5,642||808||1,738||2,489||607||54.9%|
Data as of September 28, 2023
Next Reporting Deadline: October 5, 2023
*Other Lines of Business may include Fire, Farmowners’ Multi-Peril, Ocean Marine, Inland Marine, Private Passenger Automobile Physical Damage, Commercial Auto Physical Damage, Aircraft, Glass, Boiler and Machinery, Industrial Fire, Industrial Extended Coverage, and Multi-Peril Crop.