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Citizens Property Insurance Corporation (Citizens) Public Rate Hearing

The Florida Office of Insurance Regulation (OIR) is conducting a rate hearing to receive public comment for Citizens’ proposed rate changes at 9:00 a.m. on Monday, March 15, 2021. The hearing will be held virtually.

To participate in the hearing please click here.

The purpose of the public hearing is to discuss Citizens’ proposed rate changes for its business in the Coastal Account (CA), Commercial Lines Account (CLA), and the Personal Lines Account (PLA).


  • Agenda
  • Hearing Notice
  • Media Advisory
  • Recording

    The revised proposed Citizens rate filings listed below can be accessed via the IRFS Forms & Rates Filing Search system by using the following search criteria: file log numbers (see chart below) or by entering “Citizens” as the “company name” in the “Quick Search” tab. Scroll down to the bottom of the results page for the most recent filing information.

    File Log #

    Rate Change

    Proposed Rate Level Effect by Territory and County
    21-003137 +6.2% Homeowners Multi-Peril (PLA) HO-3, HO-4, HO-6 (PLA)
    21-003138 +7.0% Homeowners’ Multi-Peril (CA) HO-3, HO-4, HO-6 (CA)
    21-003730 +9.5% Property/Personal (Dwelling Fire) (PLA) DP-1, DP-3 (PLA))
    21-003742 +8.7% Property/Personal (Dwelling Fire) Wind Only (CA) DP-3 (CA)
    21-003743 +9.3% Mobile Homeowners Multi-Peril (PLA) MHO-3, MHO-4 (PLA)
    21-003751 +9.4% Mobile Homeowners Wind Only (CA) HO-3 (CA)
    21-003976 +9.4% Mobile Homeowners Phyiscal Damage (CA) MHPD – Dwelling (CA)
    21-003977 +7.7% Mobile Homeowners Phyiscal Damage Wind Only (PLA) MHPD – Dwelling (PLA)
    21-005398 +7.8% Commercial Residential Multi-Peril (CLA) CRM Non-Condo (CLA)
    21-005399 +8.2% Commercial Residential Multi-Peril (Condo Assn.) (CLA) CRM Condo (CLA)
    21-005569 +10.0% Commercial Residential Multi-Peril(CLA) CNRM (CLA)
    21-005693 +10.1% Commercial Residential Wind Only (CA) CRW Non-Condo (CA)
    21-005700 +9.6% Commercial Residential Wind Only Condo (CA) CRW Condo (CA)
    21-005751 +10.0% Commercial Non-Residential Wind Only (CA) CNRW (CA)

    The effective date of the proposed rate changes is August 1, 2021.


    The general public is welcome to submit comments about Citizens’ revised proposed rate filings by sending an email to: ratehearings@floir.com with “Citizens Property Insurance Corporation” in the subject line of the email. Comments will be accepted for consideration on rate filings until 5:00 p.m. (Eastern Time) on March 26, 2021. Under Florida law, written communications to the OIR are public record and subject to disclosure, including being available to the public and media. To learn more, visit the OIR’s Internet Privacy Policy.


    Communications Office
    Main Press Line: (850) 413-2515
    Email: press@floir.com