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Hurricane Michael Claims Data

Since Hurricane Michael made landfall as a Category 5 hurricane on the Florida Panhandle on Wednesday, October 10, 2018, the OIR has conducted 44 distinct Hurricane Michael data calls. Reporting includes:

  • Daily data calls beginning October 12, 2018 through November 9, 2018;
  • Weekly data calls beginning November 16, 2018 through February 22, 2019;
  • Bimonthly data calls from March 15, 2019 to April 26, 2019; and
  • Monthly calls from May 31, 2019 through October 26, 2019.

The reporting of claims for Hurricane Michael is cumulative and OIR compels all insurers to report data as of each required reporting date, per section 624.307, Florida Statutes.

For Consumers


OIR encourages consumers who are having issues with a claim to report it. Click here to report an issue with a claim.

Reporting


Download the full report here.

Data call summary as of October 25, 2019 here.

Lines of Business Number of Claims Reported Claims Closed with Payment Claims Closed without Payment Number of Open Claims Percent of Claims Closed
Residential Property 99,554 74,363 13,790 11,401 88.5%
Homeowners 73,222 53,567 10,528 9,127 87.5%
Dwelling 15,993 11,950 2,444 1,599 90.0%
Mobile Homeowners 9,423 8,307 657 459 95.1%
Commercial Residential 916 539 161 216 76.4%
Commercial Property 11,152 5,042 2,594 3,516 68.5%
Private Flood 242 169 53 20 91.7%
Business Interruption 872 351 250 271 68.9%
Other Lines of Business* 37,953 32,975 4,293 685 98.2%
TOTALS 149,773 112,900 20,980 15,893 89.4%

Total Estimated Insured Losses: $7,439,396,739

County Number of Claims Reported Claims Closed with Payment Claims Closed without Payment Number of Open Claims Percent of Claims Closed
BAY 89,772 68,997 9,197 11,578 87.1%
CALHOUN 4,083 3,500 287 296 92.8%
FRANKLIN 2,347 1,312 874 161 93.1%
GADSDEN 6,280 4,666 1,144 470 92.5%
GULF 8,254 6,102 1,265 887 89.3%
HOLMES 1,030 746 237 47 95.4%
JACKSON 14,047 11,646 1,226 1,175 91.6%
JEFFERSON 192 136 52 4 97.9%
LEON 10,236 6,730 3,182 324 96.8%
LIBERTY 1,185 1,016 118 51 95.7%
WAKULLA 1,439 983 425 31 97.8%
WASHINGTON 3,614 2,914 491 209 94.2%
REST OF THE STATE 7,294 4,152 2,482 660 91.0%
TOTAL 149,773 112,900 20,980 15,893 89.4%